Privacy Policy

Introduction At LowRatesCanada.com ("we," "us," "our"), we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website or use our services to compare mortgage rates, insurance products, and other financial solutions.

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By using our Website, you consent to the data practices described in this policy.

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1. Information We Collect: We collect information to provide accurate quotes and connect you with the best lenders or insurance providers.

• Personal Information: Name, email address, phone number, mailing address, date of birth, employment status, annual income, and property details.

• Financial Information: Mortgage balance, property value, and credit score range (if voluntarily provided for calculation purposes).

• Technical Data: IP address, browser type, operating system, and usage data via cookies (see our Cookie Policy).

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2. How We Use Your Information

• To Provide Services: We use your data to calculate mortgage scenarios, assess eligibility, and generate insurance quotes.

• To Connect You with Providers: We share your specific request details with our affiliated brokerage or third-party insurance partners to facilitate your application.

• Communication: To contact you regarding your quote request, provide updates on rates, and answer your inquiries.

• Marketing (CASL Compliance): We may send you newsletters or promotional offers if you have opted in. You may unsubscribe at any time.

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3. Sharing of Information We do not sell your personal information to unauthorized third parties. We strictly share data with:

• Affiliated Brokerage: Greenland Mortgages for the purpose of processing mortgage applications.

• Lenders & Insurers: Banks, credit unions, and insurance companies required to fulfill your request for a quote.

• Service Providers: Third-party vendors who assist with website hosting, data analysis, and email delivery (e.g., CRM software).

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4. Data Security: We implement industry-standard security measures, including SSL encryption and secure servers, to protect your personal information from unauthorized access, alteration, or disclosure.

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5. Access and Corrections: You have the right to request access to the personal information we hold about you or request corrections to inaccurate data. Please contact our Privacy Officer at legal@lowratescanada.com

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6. Contact Us If you have questions about this Privacy Policy, please contact us at:

• Email: legal@lowratescanada.com

• Mailing Address: 6733 Mississauga Rd, Suite 700, Mississauga, ON L5N 6J5