Terms & Conditions

1. Acceptance of Terms: By accessing and using LowRatesCanada.com (the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our Website.

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2. Nature of Service: LowRatesCanada.com is a digital platform that provides information, calculators, and comparison tools for mortgages and insurance products.

• Affiliation: We operate in affiliation with Greenland Mortgages (License #M24001523). Mortgage brokerage services are provided through this entity.

• Not a Lender/Insurer: Unless explicitly stated, we are not a bank or insurance carrier. We act as an intermediary to connect you with these providers.

• Informational Purposes: Content on this site (blogs, calculators) is for informational purposes only and should not be considered as professional financial or legal advice.

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3. Accuracy of Information: While we strive to keep rates and product details current, interest rates and insurance premiums change daily.

• No Warranty: We do not guarantee the immediate availability of any specific rate listed on the site. Final rates are subject to qualification by the lender or insurer based on your credit profile.

• Calculators: Results provided by our calculators are estimates only and do not constitute a loan offer.

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4. User Responsibilities:

• You agree to provide accurate, current, and complete information when submitting forms.

• You are prohibited from using the Website for any unlawful purpose or to solicit others to perform or participate in any unlawful acts.

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5. Limitation of Liability: To the fullest extent permitted by law, LowRatesCanada.com, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Website or reliance on any information provided herein.

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6. Intellectual Property: All content, including logos, text, graphics, and software, is the property of LowRatesCanada.com or its content suppliers and is protected by Canadian copyright laws.

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7. Governing Law: These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein.