Home Purchase
Step-by-step guidance for first-time buyers. We help you calculate affordability and lock in a rate before you shop.
Mortgage Renewal
Your bank’s renewal offer is rarely their best rate. We shop the market at renewal time to save you thousands in interest.
Refinance & ETO
Access your Equity Take Out (ETO) to fund renovations, consolidate high-interest debt, or purchase an investment property.
Private Lending
Flexible short-term financing for those with credit challenges or unverifiable income. Approval based on equity, not just history.
New To Canada
Specialized programs to help newcomers build credit and secure housing with lower down payment requirements.
Self-Employed
We understand write-offs. We work with lenders who look at your business cash flow, not just your T4s.
The "Stress-Free" Process
Step 1
Discovery
A 15-minute call to understand your financial picture and goals.
Step 2
Pre-Approval
We gather your documents and secure a rate hold so you can shop with confidence.
Step 3
Underwriting
We package your file and negotiate with our 100+ lenders to get your commitment letter.
Step 4
Funding
We coordinate with your lawyer to ensure the money is there on closing day.
